Cookie Policy

What Are Cookies and Tracking Technologies

Cookies are small text files stored on your device when you visit durexonphira.sbs. They help us remember your preferences, understand how you use our budget surplus management platform, and provide you with a better experience. We also use similar technologies like web beacons, pixel tags, and local storage.

Think of cookies as digital sticky notes that help our website remember things about your visit – like whether you prefer the dark theme or which budget categories you view most often. Some are essential for basic functionality, while others help us improve our services.

Types of Cookies We Use

How We Use Your Data

The information collected through cookies helps us enhance your budget management experience in several ways. We analyze usage patterns to identify which features of our surplus management platform are most valuable to users in Australia and beyond.

For instance, if we notice many users frequently access certain budget calculation tools, we might make those features more prominent in our interface. We also use this data to troubleshoot technical issues and ensure our platform performs optimally across different devices and browsers.

Marketing cookies allow us to show you relevant content about financial planning resources and budget management tips that align with your interests. This means you're more likely to see information about topics you actually care about rather than generic financial content.

Data Retention and Storage

Different types of cookies have varying lifespans. Session cookies are automatically deleted when you close your browser, while persistent cookies may remain on your device for up to 24 months, depending on their purpose.

Analytics data is typically retained for 26 months to allow for meaningful trend analysis, while marketing preference data is kept for up to 13 months. Essential security cookies are maintained only as long as necessary for your current session or login period.

Third-Party Services

durexonphira works with trusted third-party services to provide comprehensive budget management features. These partners may place their own cookies on your device, governed by their respective privacy policies.

Our analytics partners help us understand user behavior patterns, while our content delivery networks ensure fast loading times for our budget calculation tools. We carefully select these partners based on their commitment to data protection and user privacy.

Updates to This Policy

We review and update this cookie policy regularly to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through prominent notices on durexonphira.sbs or via email if you have an account with us.

Minor updates, such as clarifications or additional examples, may be made without specific notification, but the "Last Updated" date at the top of this page will always reflect the most recent changes.